After many months on a waiting list, you're buying the latest marvel of nanotechnology — the embedded total health monitoring microchip — which is guaranteed to keep you healthy for the next 5 years. The price for this product is $13,093. Calculate the profitability index of your investment if it will save you $2,251 per year on medical bills and the cost of funds is 10.3%. (The answers for PV of inflows and inflows should be rounded to dollars. The answer for the Profitability Index should be rounded to two decimal places.)